Are Electric Scooters for Adults like the SmartScoot™ Covered by Insurance?


SmartScoot ™ mobility scooters are electric scooters for adults but are not covered by insurance. Electric scooters for adults are not considered medical devices like a wheelchair is. They also are not classified as durable medical equipment (DME) like crutches, canes, braces and walkers are.

DME products are typically used for medical purposes and are prescribed by a doctor or other healthcare professional. They aren’t normally useful for someone who isn’t sick or injured and are of limited use even then. Except in unusual circumstances, these medically prescribed devices are designed primarily for use in the home and are of limited use outside. Injured people should follow the advice of their personal medical professional.

Comparatively, the SmartScoot ™ mobility scooters are electric scooters for adults that have been designed for both indoor and outdoor use. You don’t have to be disabled to use it and it doesn’t require a doctor’s prescription. In fact, you have to be relatively healthy to operate the motorized scooter safely. Good vision, strength, coordination, balance and concentration are necessary.

For instance, users should be able to stand and walk independently or with limited assistance to safely use the SmartScoot ™ mobility scooter. They must be able to mount or dismount the mobility scooter without help, or risk of falling, as they need to be able to negotiate various speeds, across distances and varying slopes.

Although insurance doesn’t cover electric scooters for adults, with the SmartScoot™ mobility scooter you can take advantage of our special credit arrangement if paying through Paypal:  Our arrangement with PayPal allows you to purchase now and pay over time with no payments and no interest if paid in full in six months. For your convenience, we also accept major credit cards, wire transfers, money orders and checks. Buy now and shipping is free.